Insurance Policies

As a courtesy, we routinely call and verify individual insurance coverage. We will inform you of the coverage your plan offers and any financial responsibility based on information your insurance company provides. We suggest that you also contact your insurance company to obtain this information as you are ultimately responsible for services provided. Please note that verification of benefits DOES NOT guarantee payment.

We are “Participating Providers” for the following Health Insurance Plans:

• Aetna
• Blue Cross / Blue Shield
• EHP (Employer Health Programs)
• Medicare

“Out of Network” Plans

If your insurance offers reimbursement for physical therapy services as an “out of network” benefit, we will complete the appropriate paperwork and file claims for “out of network” plans as a courtesy. Currently, we are not accepting any “out of network” HMO plans. Please feel free to contact our office directly for further information, 410.884.4111.

Automobile Accidents

We are happy to provide care for patients involved in motor vehicle accidents. We require that patients provide date of injury, claim number & insurance adjuster contact information to allow us to file claims with the vehicle insurance carrier in a timely fashion. If personal injury protection (PIP) coverage becomes depleted or any claims are denied, claims will be processed according to your personal health insurance.

Workman’s Compensation

We are also happy to provide care and submit claims for workman’s compensation cases. A Case Identification Number and Case Manager contact information is required for verification of coverage. If for any reason claims are denied, they will be billed directly to the patient’s individual health insurance coverage and be subject to individual medical insurance criterion.

Billing Information